Ordering an appraisal from Dogwood Appraisals, LLC.To a lot of us, an appraisal is simply a line item in the long list of items for a mortgage or refinance. And while there are a multiplying number of automated home valuation systems that might seem more cost-effective than an appraisal, practically all lenders still need a local expert because the stakes are so high. But is securing a mortgage the only reason to acquire an appraisal? Are there more times when the services of a certified, independent real estate professional could be helpful? Of course there are.
Dispute your tax assessment in Beaufort CountyIf you reside in an area where the value of property has declined, it's possible you're paying too much in property taxes. An appraisal from Dogwood Appraisals, LLC. is your best evidence when building your case. At Dogwood Appraisals, LLC.,we can assist you in disputing your tax assessment.
Let Dogwood Appraisals, LLC. help you eliminate PMI to lower your mortgage paymentPrivate Mortgage Insurance, or PMI, is a supplemental insurance plan that many lenders ask buyers to purchase when the amount being loaned to the buyer is more than 80% of the actual value of the home. This extra payment is often bundled into the monthly mortgage payment and is quickly forgotten. This is damaging because PMI is no longer required when the leftover balance of the loan - whether through market appreciation or principal pay down - dips below the 80% level. In fact, the United States Congress implemented a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to eliminate the PMI installments when the loan-to-value ratio conditions have been met.
Dogwood Appraisals, LLC. can provide you with a statement regarding the value of your home, and the cost of the home valuation can often be offset in little time because you'll no longer be paying the PMI.
Settling a divorce with less stressA divorce can be a very traumatic ordeal for both parties, and it is often further complicated by the strenuous decision of who gets the house. It's a good idea to order an appraisal from Dogwood Appraisals, LLC. so both parties are fully aware of the true market value of their property, regardless of the circumstances.
If the parties need to sell the home, they'll have a a good idea of what price to set. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.
Trustworthy estate liquidationThe death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Fair Market Value for the residential property involved. We guarantee the fullest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Most Americans do not have dedicated estate planners or executors to take care of these affairs, unlike many wealthy individuals. And since a home or other property often makes up a disproportionate share of the total estate value, knowing the true value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've gotten a fair deal.
Relocating to or from Beaufort County?Moving due to a job change can be a more than just an inconvenienceWe know where you're coming from! We take great care in organizing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive aspects of their property, as well as information regarding any current sales or listings in their area that they want considered during our thorough process.
Let Dogwood Appraisals, LLC. help you sell your home quickly at the right priceWhether you decide to sell your home on your own or use the assistance of a real estate agent, a professional appraisal will help you make a more informed decision regarding your selling price. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. Our fees aren't contingent upon the value we report, but rather they rest on our efforts to finish the appraisal.
On a daily basis, we analyze the difference in value items like an additional bathroom or a kitchen remodel can make. And we're experts in knowing how long houses are on the market. So, obtaining a professional appraisal is a reliable way to determine what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.